Commercial Economy Checking*

Perfect for small businesses with a low volume of account transactions

 

Commercial Checking*

All of the tools to keep track of your business, with the benefit of a transaction-based earnings credit 

Money Market Checking*

Earn interest on your excess balances to maximize the cash flow of your business

Certificates of Deposit / IRAs

Our time deposit products have a variety of terms available to meet your investment and savings needs

   *Business Checking Accounts include the following FREE services:  

 Bill Pay, Mobile Check Deposit, Web Connect for Quicken & Quickbooks®

 

               

Commercial Economy Checking 

Commercial Checking

Money Market Checking

CDs/IRAs

Min. Opening Balance

$100 

$200 

$2,500 

$1,000 

Min. Balance to Avoid Service Charge

$2,500 ACB1 

N/A

 $2,500 ACB

N/A 

Monthly Service Charge

 $102 $103  $10  $0

Withdrawals

Unlimited  Unlimited  6 per month 

0; Penalty applies if withdrawn early 

Interest-Bearing

No No Yes  Yes 

ATM/Debit Card4

Yes  Yes  Yes  N/A 

Overdraft Privilege (ODP)

No No No  N/A 

Imaged Checks w/ Paper Stmt.5

Yes  Yes  Yes  N/A 

Online/Mobile App Banking

Yes  Yes  Yes  Yes 

Interest Rate

N/A N/A Current Rate Current Rate
1) ACB = AVERAGE COLLECTED BALANCE; 2) CHECKS & DEBITS POSTED (FIRST 50 PER MONTH ARE FREE; ADDITIONAL ITEMS ARE $0.30 EACH). DEPOSITS & CREDITS POSTED (FIRST 75 PER MONTH ARE FREE; ADDITIONAL ITEMS ARE $0.30 EACH). DEPOSITED ITEM RETURNED ($5 EACH); 3) CHECKS & DEBITS POSTED ($0.20 EACH). DEPOSITS & CREDITS POSTED ($0.20 EACH). FLOAT ITEM DEPOSITED ($0.06 EACH). DEPOSITED ITEM RETURNED ($5 EACH). EARNINGS CREDIT APPLIES; 4) PLEASE CALL (800) 264-4274 TO REPORT A LOST OR STOLEN CARD; 5) CUSTOMER MUST REQUEST PAPER STATEMENT