Personal Credit Cards

 

We make it easy to choose the credit card that is right for you.  

 

MCPlatinumEMVVisaPlatinumEMV

Low-Rate Card

Features

No annual fee.

Low introductory rate for the first six months*

Competitive ongoing annual percentage rate (APR)*

25-day interest-free grace period on all purchases.  No grace period on cash advances.

 

Benefits

24-hour toll-free live customer assistance available at 800-367-7576.

Online account information available 24/7

Rental car collision damage waiver protection

Unlike some cards, the APR* for purchases and cash advances is the same.  A higher rate is not charged for cash advances.

 

 

 

MCWorldEMV

World / Preferred Points Card

Features

Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.

Low introductory rate for the first six months*

Competitive ongoing annual percentage rate (APR)*

25-day interest-free grace period on all purchases.  No grace period on cash advances.

 

Benefits

Redeem rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.

24-hour toll-free live customer assistance available at 800-367-7576.

Online account information available 24/7

Rental car collision damage waiver protection

Unlike some cards, the APR* for purchases and cash advances is the same.  A higher rate is not charged for cash advances.

 

 

Click Here to Download A Personal Credit Card Application**

 

 


 

Business Credit Cards

 

Our Business Credit Card offers two options to suit just about any business. Whether you choose the Standard Card or Preferred Points Card, you will enhance your purchasing power and enjoy the features and benefits.

 

MCBusinessEMV VisaBusinessEMV

Standard Card

Features

No annual fee.

Competitive ongoing annual percentage rate (APR)*

25-day interest-free grace period on all purchases.  No grace period on cash advances.

Individual and summary billing options.

 

Benefits

24-hour toll-free live customer assistance available at 800-367-7576.

Online account information available 24/7

Rental car collision damage waiver protection

 

 

Preferred Points Card

Features

Earn one point for each dollar spent, up to 10,000 points per month.

Low annual fee of $49.00 per account.*

Competitive ongoing annual percentage rate (APR)*

25-day interest-free grace period on all purchases.  No grace period on cash advances.

Individual and summary billing options.

 

Benefits

Redeem rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.

24-hour toll-free live customer assistance available at 800-367-7576.

Online account information available 24/7

Rental car collision damage waiver protection

 

 

Click Here to Download A Business Credit Card Application**

 

 Required Supporting Documents for Business Credit Card Application

 

  Sole Proprietor     Partnership     Private Corporation     Non-Profit  
Application  ♦
Organizational Papers  
Borrowing Resolution  
Financial Statements  
Personal Guaranty    
Personal Tax Return    

 

 

 

*Please see application for information about current APRs and fees.

 

**To apply, download the PDF application, type the information required and then print the application.  Bring the application to either of our bank locations and it will be submitted to the Card Service Center for credit approval.  Paper applications are also available at either of our bank locations.