Effective as of May 22, 2018

 

ACCOUNT TYPE

INTEREST RATE

ANNUAL PERCENTAGE YIELD (NOTE 2)

  DEMAND DEPOSIT:    
    -NOW CHECKING (NOTE 1)   0.25%    0.25% 
    -MONEY MARKET <25K  0.50%  0.50%
    -MONEY MARKET 25K-50K  0.60%  0.60%
    -MONEY MARKET >50K  0.75%  0.75%
     
  SAVINGS (NOTE 1)  0.40%  0.40%
     
  CERTIFICATES OF DEPOSIT & IRAs    
    -3 MONTHS  0.50%  0.50%
    -6 MONTHS  0.95%  0.95%
    -1 YEAR  1.05%  1.05%
    -2 YEAR  1.25%  1.25%
    -3 YEAR  1.50%  1.50%

 

 

NOTE 1:  THE ANNUAL PERCENTAGE YIELD (APY) AND INTEREST RATE SHOWN FOR THIS ACCOUNT MAY CHANGE  AFTER THE ACCOUNT IS OPENED.
NOTE 2:  THE ANNUAL PERCENTAGE YIELD (APY) ASSUMES FUNDS WILL REMAIN ON DEPOSIT A FULL YEAR AT THE LISTED RATE OR UNTIL MATURITY, WHICHEVER IS GREATER. SOME OF THE ACCOUNTS LISTED MAY REQUIRE A MINIMUM DAILY BALANCE, INTEREST WILL BE CALCULATED ON DAILY COLLECTED BALANCE, AND CD'S IMPOSE A PENALTY FOR EARLY WITHDRAWAL. FEES AND OTHER CONDITIONS COULD REDUCE EARNINGS. $1,000 MINIMUM BALANCE REQUIRED TO OBTAIN APY ON CERTIFICATES OF DEPOSIT.