Online / Mobile App Banking 
Bill Pay
Merchant Card Services
Mobile Check Deposit Quicken & Quickbooks©
Safe Deposit Boxes Credit Cards

 

 

Online / Mobile App Banking 

FREE! Enjoy banking in the convenience of your home or on the go. Our online / mobile app banking platforms utilize the latest computer and security technology to ensure that all customer account information remains safe and accurate. All accounts receive this service. Download the mobile app in the Apple App Store or on Google Play. Features include:

  • Check account balances / review transactions
  • Transfer funds between authorized accounts
  • Make loan payments
  • View E-statements
  • Pay bills
  • Turn off/on your debti card
  • Create custom account alerts
  • Mobile check deposit (mobile app only)
  • Fingerprint authentication (mobile app only)
  • View and print check images
  • Locate ATMs

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Bill Pay

FREE! Pay bills directly from your online bank account or the mobile app. Bill Pay assistance is available Monday-Friday from 7:00AM-1:00AM (Central) via live chat or by calling (844) 881-9216. All checking accounts receive this service.

 


 

Mobile Check Deposit

FREE! Deposit checks remotely through our mobile app without having to visit a branch. Available 24/7, our system offers the convenience you need. All checking accounts receive this service.

 

View mobile check deposit instructions.

 


 

Quicken & Quickbooks® Web Connect

FREE! If your organization uses either Quicken or QuickBooks, our Web Connect tool allows you to download bank transaction data into your accounting software, conveniently updating balances. All checking accounts receive this service.

 


 

Merchant Card-Payment Processing Services

You need to accept card payments, and we want to be your provider. 

 

Our fast and convenient EMV card payment-processing services offers the most effective solutions for your business. Equipment options include mobile, (smart) terminals, point-of-sale machines and E-commerce gateway software. Free cost comparisons available. 

 

Why choose us?

  • Competitive rates
  • Prompt and courteous customer service, available 24/7, 365 days
  • No hidden fees or costs, no surprises
  • We know and trust TIB, your card processor

 

We work with our trusted processing partner, TIB (The Independent Bankers Bank). But, when questions arise, we are always here to help.

 

View a brochure of these products and services.

  


 

Safe Deposit Boxes

Secure your most important documents and belongings in one of our safe deposit boxes. Contents are not secured by the FDIC or the Bank.

 

Box Size Annual Rental
3x5 $30.00
3x10 $40.00
5x10 $50.00
10x10 $70.00

 


 

Credit Cards (Personal)

MCPlatinumEMVVisaPlatinumEMV

Low-Rate Card:

Features

  • No annual fee
  • Low introductory rate for the first six months*
  • Competitive ongoing annual percentage rate (APR)*
  • 25-day interest-free grace period on all purchases
  • No grace period for cash advances

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7
  • Rental car collision damage waiver protection
  • Unlike some cards, the APR* for purchases and cash advances is the same

MCWorldEMV

World / Preferred Points Card:

Features

  • No annual fee
  • Earn points that you can redeem for rewards
  • Earn one point for each dollar spent, up to 10,000 points per month
  • Low introductory rate for the first six months*
  • Competitive ongoing annual percentage rate (APR)*
  • 25-day interest-free grace period on all purchases
  • No grace period on cash advances

Benefits

  • Redeem rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7
  • Rental car collision damage waiver protection
  • Unlike some cards, the APR* for purchases and cash advances is the same

Click Here to Download A Personal Credit Card Application **

 


 

Credit Cards (Business)

Our Business Credit Card offers two options to suit just about any business. Whether you choose the Standard Card or Preferred Points Card, you will enhance your purchasing power and enjoy the features and benefits.

MCBusinessEMV VisaBusinessEMV

Standard Card:

Features

  • No annual fee
  • Competitive ongoing annual percentage rate (APR)*
  • 25-day interest-free grace period on all purchases
  • No grace period on cash advances.
  • Individual and summary billing options.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7
  • Rental car collision damage waiver protection

Preferred Points Card:

Features

  • Earn one point for each dollar spent, up to 10,000 points per month
  • Low annual fee of $49.00 per account*
  • Competitive ongoing annual percentage rate (APR)*
  • 25-day interest-free grace period on all purchases
  • No grace period on cash advances
  • Individual and summary billing options

Benefits

  • Redeem rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7
  • Rental car collision damage waiver protection

Click Here to Download A Business Credit Card Application **

Required Supporting Documents for Business Credit Card Application  

    Sole Proprietor     Partnership     Private Corporation     Non-Profit  
Application  ♦
Organizational Papers  
Borrowing Resolution  
Financial Statements  
Personal Guaranty    
Personal Tax Return    

*Please see application for information about current APRs and fees.

**To apply, download the PDF application, type the information required and print the application.  Bring the application to either of our bank locations and it will be submitted to the Card Service Center for credit approval.  Paper applications are also available at either of our bank locations.